Disability coverage from The Standard provides employees with income protection against disabilities and illnesses that prevent them from working. The risk of disability is greater than most people realize. Consider these recent statistics:

• A disabling injury occurs every 1.3 seconds — on and off the job. That's over 63,000 every day, more than 23 million every year¹
• Three in 10 workers entering the workforce today will become disabled before retiring²
• Over 6.8 million workers are receiving Social Security disability benefits; almost half are under age 50²
• More than 50 percent of the workforce has no private pension covaerge. A third has no retirement savings²

The need for disability coverage is clear, and The Standard offers a range of products that meet the specific requirements of diverse employer groups.

Long Term Disability

Provides monthly benefits for employees who are partially or totally disabled by a covered physical disease, injury, pregnancy or mental disorder. More information...

Short Term Disability

Provides weekly benefits for employees who are partially or totally disabled by a covered physical disease, injury, pregnancy or mental disorder. More information...

Small Business Disability Plans

The Standard helps small businesses provide attractive benefits plans for their employees -- without overwhelming the small business budget. More information...

Each disability plan includes our responsive service and the innovative features that set The Standard apart from other disability insurers. From The Standard SecureCard^SM benefit payment option to our commitment to returning employees to work as soon as they are able, The Standard’s disability plans are attractive to employers and employees alike.