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We know you have worked hard to start and run your own business. Your success is due, in part, to smart planning.

How The Business Equity Protector can protect you
A business buy/sell agreement is an important part of any business plan. A buy/sell agreement provides for the purchase of an owner's share in the event the owner can no longer participate in the business due to death or disability. A buy/sell agreement specifies what will happen before such an event takes place, avoiding disputes and ensuring that the departing business owner or his estate receive a fair payout for his share of the business.

However, even with a buy/sell agreement, a disability buy-out obligation can hit a small business hard. This is especially true since the obligation comes at a time when the disabled partner is no longer able to contribute time or energy to the success of the business. The Business Equity Protector is a good way to fund a disability buy-out obligation, relieving remaining business partners from all or a portion of the buy-out obligation and ensuring a secure source of funds to pay to the disabled business owner.

Is The Business Equity Protector a good choice for you?
The Business Equity Protector is designed to provide disability buy-out funding for small, closely-held businesses and professional corporations. Larger companies may be considered for coverage under certain circumstances.

Would you like more information?
Take a look at The Business Equity Protector Policy Summary. Then contact The Standard at . We will be happy to answer your questions and provide a referral to an insurance representative in your area.

Policy and rider provisions, and their availability, may vary by state. Policy Form No. B128.

This policy has exclusions and limitations and terms under which the policy may be continued in force or discontinued. For complete costs and details of coverage, please call your insurance representative or The Standard at 800.247.6888.