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Sign up to Receive Producer Newsletters Producer Connection - 2nd Quarter, 2008 Indexing vs. COLA: What's the Difference? How Interest Rates Affect LTD Pricing Does Network Size Really Matter? 3 Questions to Ask Carriers About SSDI Referrals Producer Connection Archive Spring 2008 Protector Press Reverse selling as the step toward a perfect product for your customers What's on my mind Old Fashioned Underwriting has more to offer May Is Disability Insurance Awareness Month Why I sell IDI Yes, you can help your customers become time travelers Did you know? Millions of reasons to write IDI with The Standard Change in Regional Assignments

Standard Insurance Company recognizes that many groups underestimate their level of risk when it comes to disabilities. National statistics often mean little to these groups because their members are younger and healthier than average.

The Incidence Estimator will be more meaningful to your clients than vague statistics because its estimates will be based on the characteristics of their group. Don't let your clients make an uninformed decision about Long Term Disability. Do an incidence estimate for them today.

Note: The incidence estimates provided are based on averages and do not capture all risk factors associated with true incidence. Actual incidence may vary. Incidence is not the sole basis for determining claim costs. For a more comprehensive estimate of your expected claim costs, please contact your local Employee Benefits Sales and Service Office.