The Protector Series^SM individual disability insurance products from The Standard will help your customers continue to live their dream should they face a temporary or permanent disability, by providing income replacement, business overhead expense reimbursement and buy/sell agreement funding.

Educate your customers about the very real risk of disability

In the United States

• In 1997, approximately one in five (53 million) people reported being disabled¹
• In 1996, injuries made up less than 14% of all causes of disability. The remaining 86% of disabilities were due to illnesses.²
• In 1999, the incidence of death from a major illness like hypertension and heart disease declined 32%, while disabilities from the same illnesses increased 55%.³

Protect their dreams

If your customers face a long absence from their jobs or businesses, do they know how they would pay their bills? Show them how they can protect themselves and their loved ones with The Protector Series individual disability insurance products: The Protector+^SM, The Business Protector^SM, The Business Protector for California^SM and The Business Equity Protector^SM.

Would you like more information?

Please contact or (800) 992-4446.

¹ U.S. Government Press Release, U.S. Census Bureau, March 16, 2001
² National Institute on Disability and Rehabilitation Research, "Disability in the United States: Prevalence and Causes." 1996
³ The National Center of Health Statistics. 1999. Cited by Timothy Nicholson in The National Underwriter Life and Health/Financial Services Edition, May 2002.©2002 The National Underwriter

Policy and rider provisions, and their availability, may vary by state. This information is intended only for the insurance producer and not for the general public.