It pays to place new business with The Standard. As listed in the chart below, your bonus payment percentage increases according to the level of new premium credits. And you can increase your compensation from The Standard by earning additional new premium credits throughout the production year.

• Eligibility: The original selling producer is eligible for the New Business Bonus.
• A minimum of three new group Life and/or LTD cases must be written during the calendar year. Voluntary coverages do not qualify to meet those eligibility requirements.
• To retain eligibility, each case must remain inforce for the remainder of the calendar year; revocation would result in a debit (case eligibility is determined by The Standard).

Exclusions: ASO, ATP and Select Claim policies are excluded. The Standard Select^SM, Standard Select Trust (SST^®) and Quality Group Benefits Trust policies are not included as they have separate bonus plans. The Standard Select and SST new business bonus is described below.

Note: New business that you generate with our sister company, The Standard Life Insurance Company of New York, will be combined with your Standard Insurance Company sales for the purpose of calculating your bonus. However, separate checks will be drawn from each company based on the bonus calculations.

• Payment Frequency: The New Business Bonus is paid quarterly.
• Premium Credits: Premiums are credited at 100 percent for Group Life, Accidental Death and Dismemberment (AD&D), Long Term Disability (LTD), Short Term Disability (STD), Vision, The Protector+^SM (Guaranteed Standard Issue Individual Disability Insurance), Voluntary LTD, Voluntary STD, Voluntary Life and State Disability Insurance. Premiums are credited at 50 percent for Group Dental insurance. When sold with new Group Life coverage during the same calendar year, Additional Life, Dependents Life and Supplemental Life insurance receive 100 percent premium credits.
• Incentive for Increased Business: The higher the premium, the greater the bonus. Bonus payment levels are retroactive as your production increases.
• Non-commissioned Cases: New Business Bonus may include non-commissioned cases if approved by The Standard prior to release of final proposal.
• Bonus Splits: As the premium credits are equal to the percent of commission received by each producer on a case, bonus splits are easily accommodated.
• New Business Bonus Cap: The amount of New Business Bonus paid for each line of coverage is capped at two times our most current level-graded commission scale.

The Standard Select^SM and Standard Select Trust (SST^®) Producer Rewards

It pays to place additional lines of small business coverage with The Standard. As indicated in the chart below, if you sell five to 14 lines of coverage during a calendar year, you qualify for a $50 bonus for each line sold. For each line of coverage you sell during a calendar year after the first 14, the bonus doubles to $100. We pay the bonus on a quarterly basis, so you won't have to wait until the end of the year to receive it.

Eligibility: The original selling producer is eligible for this bonus.

Exclusions: ASO, ATP and Select Claims are excluded. Policies that are not part of The Standard Select and/or SST family of products are excluded.

The Standard reserves the right to change the bonus program at any time.