Comprehensive, cost-effective insurance solutions from The Standard can help any small business offer its workforce a balanced benefit plan. Good benefits are crucial for protecting employees, helping disabled employees return to work, and attracting the best possible new hires.

The Standard's customizable small business plans are easy to fit within the budget of any business with fewer than 500 employees, including:

• Employers who have never provided Disability, Life, and/or Dental coverage
• Companies that want a Retirement plan but not an administrative hassle
• Businesses that have health insurance but may believe they can’t afford other benefits

Basic LTD
Basic LTD coverage is a nontraditional LTD plan offering a lower benefit percentage in return for benefits that are not reduced by income such as Social Security Disability Insurance payments or work earnings. More information …

Preferred Segment: Physicians and Attorneys
The specialized training required to become a physician or attorney requires a significant investment of both time and resources. Preferred Segment coverage offers LTD product features and services tailored to protect the income of these highly trained employees. More information …

Disability Employee Choice
This innovative concept allows employers to select one of two employer-paid plans. Each plan offers two options to employees, allowing them to select the best fit for their income replacement needs. More information …

The Standard Select^SM
The Standard Select products help owners with as few as two employees provide their workforce with valuable group Life, Disability and Dental insurance coverage. More information …

Professional LTD Coverage
Highly compensated professionals may have different income protection needs than other employees. Professional LTD Coverage offers LTD product features and services tailored to meet the needs of these highly compensated employees. More information …

The Core Benefits Solution
We believe that every business should be able to provide basic protections for their employees — Disability, Life and AD&D, Dental insurance and Retirement plans — without breaking the bank. The Core Benefits Solution makes that possible. More information …

You can also contact the Employee Benefits Sales and Service Office for your area for more information about The Standard's group insurance products for small businesses.