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Answer 6 questions and we'll show you an investor portfolio that looks like a good fit based on your tolerance for risk.

I think I'll start taking funds from my retirement account …

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In the next five years, my salary will probably …

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When it comes to investing for retirement, here’s what I’m looking for:

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To make more money on my investments, I’m open to …

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If the stock market went down 15 percent, I would …

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My statements show that my account has gone down 20 percent over several months. I’m going to …

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Seeking Security

Your priority is safe investments, even if that means potentially low returns. Your suggested portfolio is heavy on cash equivalents and bonds, and light on stocks.

Conservative Portfolio

pie chart for conservative
  Allocations  
Cash Equivalents   30%
Bonds   50%
Large Cap Stocks   13%
Small and Medium Cap   4%
International Stocks   3%

Lower

Higher

Risk/Potential Return

Leaning Toward Lower Risk

You’re open to a small level of risk for higher potential returns. Your suggested portfolio is heavier on cash equivalents and bonds, and moderate on stocks.

Moderately Conservative Portfolio

pie chart for moderately conservative
  Allocations  
Cash Equivalents   20%
Bonds   40%
Large Cap Stocks   26%
Small and Medium Cap   8%
International Stocks   6%

Lower

Higher

Risk/Potential Return

Pursuing a Balance

You can tolerate a moderate level of risk if that means relatively higher potential returns. Your suggested portfolio is a balance of cash equivalents, bonds and stocks.

Moderate Portfolio

pie chart for moderate
  Allocations  
Cash Equivalents   10%
Bonds   30%
Large Cap Stocks   39%
Small and Medium Cap   12%
International Stocks   9%

Lower

Higher

Risk/Potential Return

Taking On Higher Risk

You’re open to moderately high risk so you can maximize potential returns. Your suggested portfolio is heavier on stocks, and moderate on cash equivalents and bonds.

Moderately Aggressive Portfolio

pie chart for conservative
  Allocations  
Cash Equivalents   0%
Bonds   20%
Large Cap Stocks   52%
Small and Medium Cap   16%
International Stocks   12%

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Higher

Risk/Potential Return

Embracing Risk

You’re willing to accept significant risk for maximum potential returns. Your suggested portfolio is made up of stocks alone.

Aggressive Portfolio

pie chart for aggressive
  Allocations  
Cash Equivalents   0%
Bonds   0%
Large Cap Stocks   65%
Small and Medium Cap   20%
International Stocks   15%

Lower

Higher

Risk/Potential Return

Now's a good time to review your retirement investments to make sure you have the right mix of assets.

The suggested portfolio is only a guide. You may want to contact a financial advisor for specific advice.

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