Do You Know About the ISA Participation Rate?

September 3, 2019

It’s been a year since we added a participation rate index crediting option to our Index Select Annuity 5, 7 and 10. Have you talked to your clients about this appealing addition?

How Does the Participation Rate Work?

Clients earn interest based on a percentage of the growth of the S&P 500® index each year. That percentage is the annual participation rate. The participation rate is multiplied by the percentage growth in the index at the end of the term. Earned interest is not limited by an annual index rate cap.

This crediting option still offers growth opportunity linked to the S&P 500. This allows clients to benefit from increases in the index while being protected from market downturns.

Sales Tools to Use with Clients

Our ISA 5, 7 or 10 numerical example flyers help tell the story of how a participation rate works over the years. Use our marketing flyers to help position how the participation rate can be advantageous to your clients.

 

 

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