ECI Plus Turns One Year Old
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The Enhanced Choice Index Plus, or ECI Plus, had its one-year anniversary this July. Enhanced features added last year include a new proprietary index, a cap rate crediting option and an optional enhanced death benefit rider. Let’s review some of the product highlights:
Volatility concerns? We have guaranteed participation rates!
ECI Plus offers multi-year guaranteed participation rates on several index crediting options — meaning no renewal rates to track. The participation rate will not change during the entire surrender charge period. After the initial guarantee period, the participation rate may change annually.
Index | ECI Plus 5 | ECI Plus 7 | ECI Plus 101 |
---|---|---|---|
S&P 500® Index | 1 year | 1 year | 1 year |
S&P MARC 5% ER Index | 5 years | 7 years | 1 year |
S&P 500 Daily RC 5% ER Index | 5 years | 7 years | 1 year |
S&P 500 ESG Daily RC 5% ER Index | 5 years | 7 years | 1 year |
BofA Global MegaTrends Index1 | 5 years | 7 years | 1 year |
Tap into global innovation with the proprietary BofA Global MegaTrends Index1
- The BofA Global MegaTrends Index is designed to tap into global innovation and long-term growth trends, while using the latest technology to manage risk.
- It’s made up of four future-focused thematic indices: robotics, the digital economy, millennials and disruptive technology.
- With next-generation volatility control, the Index uses Salt Financial's truVol® Risk Control Engine and rebalances daily to a 7% volatility target.
Best of 6% or double your interest with Legacy Max1
- Legacy Max enhanced death benefit rider is offered exclusively on ECI Plus. It offers extra protection as clients pass assets on to their heirs, as well as performance-based growth with built-in guarantees.
- Take advantage of the unique dual strategy. Legacy Max helps your clients create a legacy for this generation and the next. It offers not one, but two growth components:2
- 6% annual compounded growth
- Double the amount of the interest credited to the annuity
ECI Plus 10-year, Market Value Adjustment feature, and Legacy Max enhanced death benefit rider are not available in California.
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