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Protecting Your Paycheck with Disability Insurance

Your income is likely your greatest assest. With CTA-endorsed Disability insurance from Standard Insurance Company, you can be confident that it’s protected if a medical condition prevents you from working. Where health insurance pays your doctor, Disability insurance pays you. The benefits can be used to pay expenses that medical insurance doesn’t cover — like rent or mortgage, utilities, groceries, child care or other bills. See more details in our Member Enrollment Brochure or watch our short video to learn more.

Top Causes of Disability Claims for CTA Members

Based on the claims decisions data developed by The Standard for the period of Aug. 1, 2020 – July 31, 2023.

Learn How Coverage Can Protect Your Income

Pregnancy

Mental Health Conditions

Muscle and Bone Disorders

Cancer

Reproductive or Urinary

Accidents and Fractures

CTA Member Testimonial

I’ve been covered by the CTA-endorsed Disability plan since I started teaching many years ago. I applied knowing teachers didn't have State Disability coverage, but never really expected to make a claim. Much to my surprise, I have made no less than six claims, each lasting more than six months in duration.

When they say they go above and beyond - they mean it! I had a medical emergency at a conference. The representative from The Standard drove me to the emergency room and ensured that I was treated promptly despite my lack of ID or insurance card. As a young healthy teacher, I never thought I would need the policy; as an experienced educator with health conditions, I know I cannot work without it!
Michelle R.
Covina Unified Education Association

Ready to Apply?

CTA members can apply for coverage anytime with proof of good health.
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