What Is Disability Insurance?
Disability insurance may help protect your paycheck if you aren’t able to work due to illness, injuries, pregnancy or childbirth. The benefits are paid directly to you and can be used to pay expenses that medical insurance doesn’t cover — like rent or mortgage, utilities, groceries, child care or other bills.
Learn how Disability insurance works in this short video.
CTA-Endorsed Plans’ Advantages
- Includes Student Loan and Cancer Benefits
- Access to Summer Benefit1
- Designed to support CTA members' financial needs
- Supported by a dedicated CTA Customer Service Team
- Great value at group rates
Learn more about the CTA-endorsed plan.
1 Summer Benefit is offered by CTA to eligible members who meet the Definition of Disability with a Disability date on or after 9/1/2022 who meet additional specific criteria. Summer Benefit is only payable during the calendar months of June and July, for up to two Benefit Years for each instance of qualifying Disability. Summer Benefit is not provided under the Voluntary Disability insurance policy. CTA provides this benefit at no extra cost and The Standard acts only as the claims administrator of this benefit.