CTA Introductory Disability Insurance

In these uncertain times, CTA membership makes more sense than ever. CTA now provides new educators with 9 months of CTA Introductory Disability insurance when you join CTA for the first time within 90 days of your first day of work.1 With benefits paid directly to you, this quality coverage from The Standard can help protect up to 75% of your regular daily contract salary if you’re unable to work due to illness, injury, pregnancy or childbirth.

Protect your paycheck with coverage on or off the job with a policy designed exclusively for educators. Be sure to sign up for CTA membership within 90 days of your first day of work to be automatically enrolled in CTA Introductory Disability insurance. Visit CTA.org/join.

 

Frequently Asked Questions:

Q: How do I enroll in CTA Introductory Disability insurance coverage?

A; Enrolling is as easy as becoming a CTA member within 90 days of your first day of work. Once your membership is active with CTA, eligible members are automatically enrolled in CTA Introductory Disability insurance.

 

Q: What are the eligibility requirements?

A: CTA Introductory Disability insurance is available to eligible new educators starting work on or after 7/1/2020 who become CTA members for the first time within 90 days of their first day of work. You must also meet Disability insurance eligibility requirements:

  • Be a CTA member in good standing
  • Not be a full-time member of the armed forces
  • Work an average of at least 15 hours per week
  • Have an annual contract or equivalent with your employer

 

Q: Can I continue coverage after the CTA Introductory coverage ends?

A: Yes. To ensure you don’t experience gaps in coverage, you can apply to convert your CTA Introductory Disability insurance to CTA-endorsed Voluntary Disability insurance before the end of the 9-month coverage period with no health questions asked. Apply any time before the end of the CTA Introductory Disability coverage period. Your payroll deductions for Voluntary coverage will automatically start when your CTA Introductory Disability period ends.

 

Q: What is the difference between CTA Introductory Disability insurance and CTA-endorsed Voluntary Disability insurance?

A: CTA Introductory Disability insurance has the same features and benefits as the CTA-endorsed Voluntary Disability insurance. The difference between the two plans is that CTA Introductory Disability insurance is provided at no cost to newly hired educators by CTA when they become a CTA member for the first time within 90 days of starting work. Members who choose to convert their coverage to CTA-endorsed Voluntary Disability insurance will start paying premiums after their CTA Introductory period ends.

 

1 CTA Introductory Disability insurance available to eligible new educators starting work on or after 7/1/2020 who become CTA members for the first time within 90 days of their first day of work. Disability insurance eligibility requirements apply.