CTA-endorsed Disability and Life insurance is designed for educators like you. CTA offers these plans to help members get quality coverage at group rates. Plus, they continuously work with The Standard to make sure you get a great value out of the plans.
Watch this short, 2-minute video to learn about advantages of CTA-endorsed plans.
CTA-endorsed Disability Insurance
If you are enrolled in CTA-endorsed Disability insurance, you may be eligible for extra benefits while on a qualifying disability claim. These benefits are provided by CTA at no additional cost and are paid on top of disability benefits you may be eligible for.
- Student Loan Benefit1 — Active CTA members approved for a disability claim under the CTA-endorsed Voluntary Disability insurance plans with an active student loan may be eligible for an additional benefit of up to $200 a month (for a maximum of $1,000, not to exceed the balance of the student loan).
- Cancer Benefit1 — Active CTA members approved for a disability claim due to cancer under the CTA-endorsed Voluntary Disability insurance plans may be eligible for an additional benefit of up to $200 a month (for a maximum of $1,000).
As with all disability benefits, these additional benefits are paid directly to you to help pay for everyday expenses like student loans, rent/mortgage, or child care.
CTA-endorsed Life Insurance
If you are enrolled in CTA-endorsed Life insurance, you have access to additional services you can use now and in the future:
- Life Services Toolkit2 — With our collection of online tools and services, you can take full advantage of your Life insurance today and in the future. Use our Life Services Toolkit to start getting help creating a will, recovering from identity theft and putting your finances in order. After a loss, your loved ones will have access to it for grief counseling (in person or over the phone), legal advice, financial assistance and other support services.
- Travel Assistance3 — Whether you’re traveling out of state or out of the country, the complimentary Travel Assistance program3 included with your CTA-endorsed Life insurance will help you feel more secure. You’ll have access to a comprehensive range of professional, 24-hour medical and travel emergency assistance services including medical referrals, prescription refill assistance, emergency evacuation and medical repatriation, legal referrals, interpreter assistance, plus trip preparation information and resources.
Get the most out of your CTA-endorsed Life insurance with these benefits available to you at no cost.
1 Student Loan Benefit and Cancer Benefit are offered by CTA to eligible members on approved Disability claims under the CTA-endorsed Disability insurance plan who meet specific criteria. CTA provides these self-funded benefits, and The Standard acts only as the claims administrator of these benefits. Student Loan and Cancer Benefits are not provided under the Disability insurance policy.
2 The Life Services Toolkit is provided through an arrangement with Morneau Shepell and is not affiliated with The Standard. Morneau Shepell is solely responsible for providing and administering the included service. This service is not an insurance product.
3 Travel Assistance is provided by Assist America, Inc. and is not affiliated with The Standard. Travel Assistance is subject to the terms and conditions, including exclusions and limitations of the Travel Assistance Program Description. Assist America, Inc. is solely responsible for providing and administering the included service. Travel Assistance is not an insurance product. This service is only available while insured under The Standard’s group policy.
