Choose from three tiers of benefits: Select, Enhanced and Premier. Each level offers increasing payout amounts.
Complements Health Insurance
You can help employees prepare for unexpected expenses that can come with an accident.
After an accident, employees may need help with costs that medical insurance doesn't pay for. Group Accident insurance pays cash benefits to employees receiving treatment for injuries.
Gives Employees Control
Employees can use the money for whatever they need while they recover. They can pay for medical expenses like copays and deductibles, or put the money toward everyday living costs like utilities, groceries and child care.
How Accident Insurance Works
|1 Employee has an accident.||2 We send them a check.||3 They focus on getting better.|
|Health insurance covers some costs, after your employee meets their deductible. But they still may have copays and a lot of out-of-pocket expenses.||The Standard will send a check directly to your employee — not to their medical providers — with approval of the claim. The employee decides how to spend the money.||With The Standard helping them handle unexpected expenses, your employee can pay attention to what matters most — their health.|
Select coverage for 24-hour protection any time an accident occurs or choose a strictly off-the-job plan.
Include additional payment for injuries caused by automobile accidents.
Pays for employees to have yearly preventative wellness screenings.
Need a quick, easy way to explain Accident insurance to your employees?
Here's a video to help them understand how Accident insurance works.
Help your employees prepare for unexpected accidents.
Contact your insurance advisor to find out more about Accident insurance. You can also call the employee benefits sales and service office for your area at 800.633.8575.