You want to offer your employees the best benefits possible. But you can’t always pay for everything. That’s why Voluntary benefits are in demand. Sixty percent of employees consider a company’s Voluntary benefits offering when considering a new job.1
Voluntary benefits let you offer employees a range of great options — from Life and Disability insurance to Vision, Dental, Accident, Critical Illness and Hospital Indemnity coverage. They can choose the benefits that work best for them, and their families.
1 2015 LIMRA U.S. Worksite Sales Survey
The Standard can offer the following products on a voluntary basis. Each has a role to play in helping your employees achieve financial security.
Life insurance helps employees’ loved ones get through a difficult time and can help pay for important things, like living expenses or college tuition. AD&D insurance does too, plus it can help if an employee survives a serious injury as a result of an accident.
Already offer basic Life insurance? Your employees may also appreciate optional Additional Life coverage.
Explore our Life and AD&D insurance.
Disability insurance is also called “income protection insurance.” It can replace part of employees’ paychecks if they can’t work because of an illness or injury, pregnancy or mental disorder.
View The Standard's:
Dental and Vision insurance help protect oral health and eyesight. Regular dental and vision exams can also have a positive impact on overall health, especially for chronic medical conditions.*
Learn about The Standard's:
* Dental Benefits Basics, National Association of Dental Plans, 2016
An accident, serious illness or hospital stay can leave your employees with unexpected expenses that health insurance doesn’t cover.
Employees receive payment that they can use for anything — from co-pays and deductibles to everyday expenses.
An added advantage: Most plans pay employees an annual benefit for completing a health maintenance screening.
Learn more about our:
* Critical Illness insurance is called Specified Disease insurance in the states of New York and Vermont.
We’re flexible and easy to work with — from enrollment and benefits administration to billing. No matter which systems and platforms you use. You can also count on employee education tools customized for your workforce. And a simple, consolidated billing experience.
We’re flexible and easy to work with — including our advanced enrollment technology.
Partnering with your team, we’ll tailor a strategy that fits your enrollment options for your employees. Key services include:
We can also partner with an enrollment firm if you prefer.
We provide customized tools — online and off — to help employees understand their benefit options, including:
*Based on product-type. Group size and location requirements must also be met.
We offer consolidated billing with flexible format and payment options, including:
Learn more about billing options.
Your employees can make smarter choices about their benefits with our Decision Support Tool options: our Voluntary DST and our Persona-Based DST.
Ready EnrollTM is an online enrollment system that’s flexible, easy to use and secure. Use it to streamline enrollment and help reduce time spent on administration.
Critical Illness insurance is called Specified Disease insurance in the states of New York and Vermont.
These products and coverages have exclusions, limitations, reductions of benefits and terms under which they may be continued in force or terminated. Please contact The Standard for additional information, including costs and complete details of coverage.
Group Critical Illness Insurance underwritten by Standard Insurance Company is provided under policy form numbers: GP0614-CI, GP0614-CIw/GC0614-CI, GP0614-CI FL.
Group Specified Disease Insurance underwritten by The Standard Life Insurance Company of New York is provided under policy form number: GPNY0614-CI. This policy provides limited benefits health insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
Group Hospital Indemnity Insurance underwritten by Standard Insurance Company is provided under policy form number: GP0614-HI.
Group Accident Insurance underwritten by Standard Insurance Company is provided under policy form numbers: GP0614-ACC, GP0614-ACC FL.
Group Accident Insurance underwritten by The Standard Life Insurance Company of New York is provided under policy form number: GPNY0614-ACC. This policy provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. IMPORTANT NOTICE — THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.
Group Short Term Disability Insurance underwritten by Standard Insurance Company is provided under policy form numbers: GP190-STD/S399, GP399-STD, GP399-STD/TRUST, GP899-STD/A300, GP399-STD/ASSOC, GP209-STD, GP414-STD, and GP411-STD.
Group Short Term Disability Insurance underwritten by The Standard Life Insurance Company of New York is provided under policy form number: GPNY0500-STD. This policy provides SHORT TERM DISAILITY insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
Group Long Term Disability Insurance underwritten by Standard Insurance Company is provided under policy form numbers: GP190-LTD/S399, GP399-LTD/TRUST, GP190-LTD/ASSOC/S399, GP190-LTD/TRUST/S399, GP899-LTD, GP411-LTD, GP209-LTD.
Group Long Term Disability Insurance underwritten by The Standard Life Insurance Company of New York is provided under policy form number: GPNY0500-LTD. This policy provides LONG TERM DISABILITY insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
Group Life Insurance, and Group Life with AD&D Insurance, underwritten by Standard Insurance Company is provided under policy form numbers: GP190-LIFE/S399, GP899-LIFE, GP190-LIFE/A997/S399, GP190-LIFE/ASSOC/S399, GP190-LIFE/TRUST/S399, GP399-LIFE/TRUST, GP190-LIFE/S214, GP411-LIFE.
Group Life Insurance, and Group Life with AD&D Insurance, underwritten by The Standard Life Insurance Company of New York is provided under policy form numbers: GPNY0500-LIFE, GPNYLI-809, et al, GPNYLI-809-ADD. This policy provides LIFE and ACCIDENTAL DEATH and DISMEMBERMENT insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
Group AD&D Insurance underwritten by Standard Insurance Company is provided under policy form numbers: GP494-ADD/S99, GP310-ADD, GP609-ADD.
Group AD&D Insurance underwritten by The Standard Life Insurance Company of New York is provided under policy form number: GPNY0500-ADD. This policy provides ACCIDENTAL DEATH and DISMEMBERMENT insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
Group Dental and Vision Insurance underwritten by Standard Insurance Company is provided under policy form numbers: 9000 Rev. 04-13, 9021 Rev. 04-13.
Group Dental and Vision Insurance underwritten by The Standard Life Insurance Company of New York is provided under policy form numbers: 9000 NY Rev. 03-15, 9021 NY Rev. 03-15, 9000 NY Rev. 03-17, 9021 EHB-C NY Rev. 03-17. This policy provides DENTAL and VISION insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
The Standard is a marketing name for Standard Insurance Company (Portland, Oregon), licensed in all states except New York, and The Standard Life Insurance Company of New York (White Plains, New York), licensed only in New York. Products and availability vary by state and are solely the responsibility of the applicable insurance company.