NAIC Suitability by State

State of BusinessEffective DateProduct Specific Training Required ByOne-Time 4-hr Annuity Course Completion DateSuitability Form 15510
Alabama1/1/171/1/177/1/1711/1/17
Alaska1/1/121/1/124/16/121/1/12
Arizona12/31/1712/31/177/1/18Not Required
California1/1/121/1/121/1/1221/1/12
Colorado4/1/114/1/1110/1/114/1/11
Connecticut2/18/122/18/128/18/122/18/12
Delaware6/1/176/1/1712/1/176/1/17
District of Columbia6/24/116/24/1112/24/116/24/11
Florida10/1/1310/1/13Not RequiredNot Required
Georgia3/1/163/1/169/1/163/1/16
Hawaii1/1/121/1/121/31/121/1/12
Idaho4/4/134/4/134/4/136/15/13
Illinois7/1/127/1/127/1/127/1/12
Indiana1/1/121/1/127/1/12Not Required
Iowa1/1/111/1/111/1/111/1/11
Kansas6/1/136/1/1312/1/136/1/13
Kentucky1/1/121/1/127/1/121/1/12
Louisiana1/1/131/1/131/1/13Not Required
Maine11/1/1511/1/155/1/1611/1/15
Maryland11/1/1111/1/115/1/1211/1/11
Massachusetts7/1/1610/1/1612/1/1610/1/16
Michigan6/1/136/1/1312/1/136/1/13
Minnesota6/1/138/15/137/1/148/15/13
Mississippi9/1/139/1/139/1/149/1/13
Missouri3/30/173/30/179/30/173/30/17
Montana1/1/181/1/187/1/181/1/18
Nebraska1/1/131/1/131/1/131/1/13
New Hampshire1/1/151/1/157/1/151/1/15
New Jersey6/6/118/4/138/4/137/1/11
North Dakota8/1/118/1/118/1/128/1/11
Ohio7/1/117/1/111/1/127/1/11
Oklahoma7/14/11Not Required7/14/11Not Required
Oregon7/1/117/1/111/1/127/1/11
Pennsylvania12/26/1812/26/1812/26/18312/26/18
Rhode Island6/1/116/1/1112/1/116/1/11
South Carolina9/25/119/25/113/25/129/25/11
South Dakota7/1/127/1/1212/1/127/1/12
Tennessee11/1/1511/1/155/1/1611/1/15
Texas9/1/113/1/123/1/123/1/12
Utah5/25/125/25/12Not Required5/25/12
Virginia4/1/174/1/171/1/184/1/17
Washington3/29/123/29/129/29/123/29/12
West Virginia7/1/117/1/1112/31/117/1/11
Wisconsin5/1/115/1/1111/1/115/1/11
Wyoming9/26/143/26/153/26/159/26/14

1 Producers licensed for Life on or after January 1, 2017 must take both Standard’s product training and a one-time 4-hour suitability course prior to writing business in Alabama as of January 1, 2017. Producers who are licensed for Life prior to January 1, 2017 have until July 1, 2017 to complete the one-time 4-hour suitability course.

2 Additional CE

Producers appointed with The Standard on or before December 26, 2018 must certify their four-credit CE training on or before the end of the producer’s next complete license period occurring after December 26, 2018. Producers appointed with The Standard on or after December 26, 2018 must certify their four-credit CE training on or before the end of the producers first license period in order to recommend the sale of our individual annuities.