Income Protection
Design coverage that perfectly matches the unique needs of your clients.
Strong Contract. Flexible Benefits.
Excellent Service.
Meet the unique needs of your clients with Platinum Advantage, our premier individual disability insurance product. Platinum Advantage builds on our strong contract, with flexibility to best fit your client's occupation, income and lifestyle. Let's start working together to help you make stronger connections with clients and increase sales.
Protection for Income
Platinum Advantage
Tailor coverage to match your client's unique needs.
Available in all states except CA
Protector Platinum | Protector Essential
Available in CA only
Protection for Employees
Guaranteed Standard Issue
Give employers a way to attract and retain highly compensated employees with income protection at discounted rates and with no medical underwriting.
Protection for Businesses
Business Overhead Protection
Help ensure your clients can cover business overhead expenses if they are sick or injured and can't work.
Business Equity Protection
Ensure your clients' buy/sell business agreements are funded if they become sick or injured and can't work.
Help People Protect What's Important to Them
Platinum Advantage gives people peace of mind that they'll have help during tough times.
Platinum Advantage income protection insurance includes our exclusive Family Care Benefit. This benefit helps people who need to take time away from work to care for a family member who’s seriously sick.
Want to be highly competitive in the business owner market? See how to build a winning case with Platinum Advantage by making the most of all the discounts, rewards and product features that appeal to business owners.
Interested in reaching more customers?
We've designed a versatile income protection product that works for a wide range of individuals. Contact your General Agent to learn more about Platinum Advantage.
For California, check out
Protector Platinum | Protector Essential