Income Protection
Design coverage that perfectly matches the unique needs of your clients.
Strong Contract. Flexible Benefits.
Excellent Service.
Meet the unique needs of your clients with Platinum Advantage, our premier individual disability insurance product. Platinum Advantage builds on our strong contract, with flexibility to best fit your client's occupation, income and lifestyle. Let's start working together to help you make stronger connections with clients and increase sales.
Protection for Income
Platinum Advantage
Tailor coverage to match your client's unique needs.
Available in all states except CA
Protector Platinum | Protector Essential
Available in CA only
Protection for Employees
Guaranteed Standard Issue
Give employers a way to attract and retain highly compensated employees with income protection at discounted rates and with no medical underwriting.
Protection for Businesses
Business Overhead Protection
Help ensure your clients can cover business overhead expenses if they are sick or injured and can't work.
Business Equity Protection
Ensure your clients' buy/sell business agreements are funded if they become sick or injured and can't work.
Help People Protect What's Important to Them
Platinum Advantage gives people peace of mind that they'll have help during tough times.
As we close the year, let’s look at the articles most viewed by The Standard’s producers in 2018. The topics range from the expanded Simplified Underwriting program to the Family Care Benefit video. We look forward to sharing more tools and sales insights in 2019!
Business owners have a lot to protect. Help them by offering The Standard's personal income and business protection products. Then sweeten the offer with discounts, upgrades and coverage increases built especially for them.
In the Media
News Organization:
BenefitsPRO
Jill Frohardt, second vice president of Individual Disability Insurance sales at The Standard, highlights ways to talk about IDI to the three most prominent generations currently in the workforce: baby boomers, Gen Xers and millennials. Understand your clients' generational values and milestones in your discussions about income protection and the need for disability insurance.
Language:
English
News Organization:
America's Benefit Specialist
Help to ensure that your clients' IDI policies meet their needs and reflect their current life stage by discussing their salary increases, potential health conditions and lifestyle. Then offer the option to purchase additional coverage or make changes to a current policy. Read the article, Ensuring Clients' IDI Policies Match Their Life Stage, by Cari Bacon Flick, second vice president of IDI operations at The Standard.
Language:
English
News Organization:
Insurance Selling
In this month's issue of Insurance Selling, Jill Frohardt, regional director of Individual Disability Insurance at The Standard, discusses how advisors are missing a key demographic in their IDI sales: women. Read her article, Making the Case for Income Protection With Your Female Clients.
Language:
English
News Organization:
Advisor Today
Are your clients' IDI policies keeping pace with their current salary or life stage? Cari Bacon Flick, 2nd vice president of IDI operations for The Standard, highlights the importance of checking in with your clients to ensure their IDI policy reflects their current life stage. Read her Advisor Today article, Are Your Clients' IDI Policies Keeping Pace With Their Life Stages?
Language:
English
News Organization:
Advisor Magazine
How often do you evaluate the generational makeup of your client base? Jill Frohardt, regional director of Individual Disability Insurance at The Standard, provides tips to help better target IDI sales conversations. Read her Advisor Magazine article, The Disability Dialogue.
Language:
English
Interested in reaching more customers?
We've designed a versatile income protection product that works for a wide range of individuals. Contact your General Agent to learn more about Platinum Advantage.
For California, check out
Protector Platinum | Protector Essential