Income Protection
Design coverage that perfectly matches the unique needs of your clients.
Strong Contract. Flexible Benefits.
Excellent Service.
Meet the unique needs of your clients with Platinum Advantage, our premier individual disability insurance product. Platinum Advantage builds on our strong contract, with flexibility to best fit your client's occupation, income and lifestyle. Let's start working together to help you make stronger connections with clients and increase sales.
Protection for Income
Platinum Advantage
Tailor coverage to match your client's unique needs.
Available in all states except WY
Protector Platinum | Protector Essential
Available in CA only
Protection for Employees
Guaranteed Standard Issue
Give employers a way to attract and retain highly compensated employees with income protection at discounted rates and with no medical underwriting.
Protection for Businesses
Business Overhead Protection
Help ensure your clients can cover business overhead expenses if they are sick or injured and can't work.
Business Equity Protection
Ensure your clients' buy/sell business agreements are funded if they become sick or injured and can't work.
Help People Protect What's Important to Them
Platinum Advantage gives people peace of mind that they'll have help during tough times.
Take a look at the most read articles from 2019. From discounts to underwriting tips to options for enhancing income protection, here are the top five.
The BIR lets policyowners apply for an increase in coverage every three years. Use BIR Option Dates to help your customers make sure their income protection covers current income levels.
In the Media
News Organization:
InsuranceNewsNet
Jill Frohardt, second vice president of individual disability insurance sales at The Standard, explains how producers can shift the conversation to IDI in an easy-to-understand way in InsuranceNewsNet.
Language:
English
News Organization:
Insurance Forums
As millennials pursue higher education, start their first job, start a family or climb the corporate ladder, their need for income protection grows alongside them. Jill Frohardt, second vice president of individual disability insurance sales at The Standard, explains how to position IDI in Insurance Forums.
Language:
English
News Organization:
Advisor Today
This article, by Jill Frohardt, second vice president of individual disability insurance sales at The Standard, discusses how male clients are traditionally approached about income protection more often than female clients, even though more women are becoming their families' breadwinners. It also highlights the importance of showcasing how a family caregiving benefit can help them plan for the future.
Language:
English
News Organization:
BenefitsPRO
Jill Frohardt, second vice president of Individual Disability Insurance sales at The Standard, highlights ways to talk about IDI to the three most prominent generations currently in the workforce: baby boomers, Gen Xers and millennials. Understand your clients' generational values and milestones in your discussions about income protection and the need for disability insurance.
Language:
English
News Organization:
America's Benefit Specialist
Help to ensure that your clients' IDI policies meet their needs and reflect their current life stage by discussing their salary increases, potential health conditions and lifestyle. Then offer the option to purchase additional coverage or make changes to a current policy. Read the article, Ensuring Clients' IDI Policies Match Their Life Stage, by Cari Bacon Flick, second vice president of IDI operations at The Standard.
Language:
English
Interested in reaching more customers?
We've designed a versatile income protection product that works for a wide range of individuals. Contact your General Agent to learn more about Platinum Advantage.
For California, check out
Protector Platinum | Protector Essential
