Income Protection
Design coverage that perfectly matches the unique needs of your clients.
Strong Contract. Flexible Benefits.
Excellent Service.
Meet the unique needs of your clients with Platinum Advantage, our premier individual disability insurance product. Platinum Advantage builds on our strong contract, with flexibility to best fit your client's occupation, income and lifestyle. Let's start working together to help you make stronger connections with clients and increase sales.
Types of Protection We Offer
Protection for Income
Platinum Advantage
Tailor coverage to match your client's unique needs.
Available in all states except WY.
Protection for Employees
Guaranteed Standard Issue
Give employers a way to attract and retain highly compensated employees with income protection at discounted rates and with no medical underwriting.
Protection for Businesses
Business Overhead Protection
Help ensure your clients can cover business overhead expenses if they are sick or injured and can't work.
Business Equity Protection
Ensure your clients' buy/sell business agreements are funded if they become sick or injured and can't work.
Available in all states except MA, NY and WY.
Help People Protect What's Important to Them
Why Protection Matters
Platinum Advantage gives people peace of mind that they'll have help during tough times. Use this video to help explain why it's important to protect their income from a serious sickness or injury.
How Much Protection Do They Need?
Use our calculator to help your clients assess their coverage. It'll show if they're well-protected or facing an income protection gap.
We offer a number of discounts to help you sell. Plus, we increased our Residency Multi-Life Discount to 15%!
IDI Connect
Residents can get Platinum Advantage’s quality income protection for a benefit amount that’s right for them now — small, medium or large.
In The Media
Offering a mix of benefits that provide value to all employees is an... more...
Individual Disability Insurance Offers Support and Flexibility to Clients During Unpredictable Times
Some individual disability insurance policies include a family caregiving... more...
“Advisors are uniquely positioned to help clients through times of... more...
Employers can proactively address employees' needs by offering solutions... more...
Interested in reaching more customers?
We've designed a versatile income protection product that works for a wide range of individuals. Contact your General Agent to learn more about Platinum Advantage.
