Income Protection
Design coverage that perfectly matches the unique needs of your clients.
Strong Contract. Flexible Benefits.
Excellent Service.
Meet the unique needs of your clients with Platinum Advantage, our premier individual disability insurance product. Platinum Advantage builds on our strong contract, with flexibility to best fit your client's occupation, income and lifestyle. Let's start working together to help you make stronger connections with clients and increase sales.
Protection for Income
Platinum Advantage
Tailor coverage to match your client's unique needs.
Available in all states except CA
Protector Platinum | Protector Essential
Available in CA only
Protection for Employees
Guaranteed Standard Issue
Give employers a way to attract and retain highly compensated employees with income protection at discounted rates and with no medical underwriting.
Protection for Businesses
Business Overhead Protection
Help ensure your clients can cover business overhead expenses if they are sick or injured and can't work.
Business Equity Protection
Ensure your clients' buy/sell business agreements are funded if they become sick or injured and can't work.
Help People Protect What's Important to Them
Platinum Advantage gives people peace of mind that they'll have help during tough times.
Student loan debt is the second largest type of consumer debt — trailing only mortgages. See how it may affect your clients' need for income protection. Help ease their minds with our recently expanded Student Loan Rider.
Preparing clients for TeleApp interviews can make them more comfortable and speed up the application process. That can help you deliver policies faster! Use these quick tips to help your clients be ready for their interview.
In the Media
News Organization:
Insurance Selling
In this month's issue of Insurance Selling, Jill Frohardt, regional director of Individual Disability Insurance at The Standard, discusses how advisors are missing a key demographic in their IDI sales: women. Read her article, Making the Case for Income Protection With Your Female Clients.
Language:
English
News Organization:
Advisor Today
Are your clients' IDI policies keeping pace with their current salary or life stage? Cari Bacon Flick, 2nd vice president of IDI operations for The Standard, highlights the importance of checking in with your clients to ensure their IDI policy reflects their current life stage. Read her Advisor Today article, Are Your Clients' IDI Policies Keeping Pace With Their Life Stages?
Language:
English
News Organization:
Advisor Magazine
How often do you evaluate the generational makeup of your client base? Jill Frohardt, regional director of Individual Disability Insurance at The Standard, provides tips to help better target IDI sales conversations. Read her Advisor Magazine article, The Disability Dialogue.
Language:
English
News Organization:
BenefitsPRO
A modified IDI policy offer may look different than what your client anticipated, but help them recognize the valuable coverage it still provides. Read the BenefitsPRO article, Modified IDI Policy Offers: What Is a Broker to Do? by Sue Schweitzer, senior director of Individual Disability Insurance underwriting at The Standard.
Language:
English
News Organization:
ThinkAdvisor
In a ThinkAdvisor roundup of product updates, see details about The Standard's new Hospital Indemnity Plus insurance product and its expanded coverage for individual disability insurance policies in New York and Connecticut.
Language:
English
Interested in reaching more customers?
We've designed a versatile income protection product that works for a wide range of individuals. Contact your General Agent to learn more about Platinum Advantage.
For California, check out
Protector Platinum | Protector Essential