Income Protection
Design coverage that perfectly matches the unique needs of your clients.
Design coverage that perfectly matches the unique needs of your clients.
Meet the unique needs of your clients with Platinum Advantage, our premier individual disability insurance product. Platinum Advantage builds on our strong contract, with flexibility to best fit your client's occupation, income and lifestyle. Let's start working together to help you make stronger connections with clients and increase sales.
Platinum Advantage
Tailor coverage to match your client's unique needs.
Available in all states except WY.
Guaranteed Standard Issue
Give employers a way to attract and retain highly compensated employees with income protection at discounted rates and with no medical underwriting.
Business Overhead Protection
Help ensure your clients can cover business overhead expenses if they are sick or injured and can't work.
Business Equity Protection
Ensure your clients' buy/sell business agreements are funded if they become sick or injured and can't work.
Available in all states except MA, NY and WY.
Platinum Advantage gives people peace of mind that they'll have help during tough times. Use this video to help explain why it's important to protect their income from a serious sickness or injury.
Use our calculator to help your clients assess their coverage. It'll show if they're well-protected or facing an income protection gap.
We've designed a versatile income protection product that works for a wide range of individuals. Contact your General Agent to learn more about Platinum Advantage.
1 The Family Care Benefit is not available in California, Connecticut or New York. Additionally, employers may choose to remove the Family Care Benefit from a Guaranteed Standard Issue plan.
This information is intended only for insurance producers and not for the general public.
The Standard is a marketing name for Standard Insurance Company (Portland, Oregon), licensed in all states except New York, and The Standard Life Insurance Company of New York (White Plains, New York), licensed only in New York. Products and availability vary by state and are solely the responsibility of the applicable insurance company.