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APEX Series

Rates and Product Details

The Standard's APEX Series provides risk-controlled growth and investment security. These funds offer a competitive, guaranteed rate while providing the potential for long-term growth. Backed by The Standard's 100-year history of strength, stability and claims-paying ability, the APEX Series is an attractive solution for investors seeking safety, liquidity and yield.

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Effective July 1, 2024 – Dec. 31, 2024

FeatureAPEX Capital Preservation Income FundAPEX Guaranteed Fixed Interest Fund
Guaranteed Net Rate14.90%5.15%
Plan availability2
  • 401(k)
  • 401(a)
  • 457(b) government plans
  • 401(k)
  • 401(a)
  • 403(b)
  • 409A
  • 457(b)
  • 457(f)
  • Defined benefit
  • Cash balance
Plan-level contract discontinuance provisions

Elect either:

One immediate payment at the lesser of book value or market value lump sum

or

Six book value installment payments over a five-year period.

Six book value installment payments over a five-year period.
Fund structureInsurance company general account group annuity contract Insurance company general account group annuity contract 
Expense charge30 basis points0 basis points
Interest rate floor1% minimum interest rate floor1% minimum interest rate floor
Participant transfers and withdrawalsDaily Liquidity — Guaranteed to be paid at book valueDaily Liquidity — Guaranteed to be paid at book value
Portable to new recordkeeper?Yes — Portable to approved platforms.Yes — Portable to approved platforms.

Learn More About Our Stable Value Funds

Our Portfolio Stable Value funds offer a conservative investment approach and competitive rates, along with a full guarantee of principal and interest.

Backed by our 100-year history of strength and stability, our funds offer flexible rate options with a guaranteed floor and daily liquidity. 

Ask Us About Selling Stable Value Funds

Our consultants have deep expertise in the stable value marketplace and are available to answer your questions.
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