Annuities offer a secure way to build your nest egg. You can use them to save for the future or to ensure your money lasts the rest of your life. An annuity can help meet your needs through a combination of safety, tax deferral and choice.
An annuity is an insurance contract. You pay your premium and the annuity typically grows at a set rate and in a tax-deferred status. You can choose to receive your payments immediately or defer them to a date in the future. What defines an annuity contract? The option to receive your payments as guaranteed income for the rest of your life.
Our annuities let you access funds and keep your contract. Deferred annuities have a period of time you have to wait to withdraw funds without paying a penalty. This time frame is called the surrender-charge period. But with our annuities, you have a number of ways to withdraw funds during the contract's surrender-charge period without any charges. After the surrender-charge period ends, you can withdraw some or all of the annuity funds without charge.
It's important to consider the strength and stability of the company providing annuities because the FDIC does not insure annuity payments. We’ve been fulfilling our promises since 1906 and have earned an "A" rating or higher from A.M. Best for more than 75 years.
When you purchase an annuity from us, you receive more than competitive rates and innovative product features. You get personalized customer service starting from day one.
Looking for steady growth potential and predictable, tax-advantaged savings? An annuity may be a smart choice for you.
If you have a lump sum of money, you can convert it into a safe and steady income stream that lasts for years — or even the rest of your life.
Need basic insights into how an annuity works? Download our helpful guide.
If you’re waiting for rates to go up, it could cost you more than time. Find out why it pays to start an annuity now.
Your financial advisor can help you purchase annuities from The Standard. Don’t have an advisor? We can connect you with an expert who can answer your questions and provide the latest rates.
Talk to your financial advisor about how an annuity can help you achieve your investment goals.
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Annuities are not (a) insured by the FDIC or any federal government agency, (b) deposits of or guaranteed by any bank or credit union and (c) a provision or condition of any bank or credit union activity. Some annuities are subject to investment risk and may lose value. A surrender charge may apply during the surrender period, and a 10 percent early withdrawal penalty may apply to withdrawals prior to age 59½.
The Standard is a marketing name for Standard Insurance Company (Portland, Oregon), licensed in all states except New York. Products and availability vary by state and are solely the responsibility of Standard Insurance Company.