While cleaning the gutters, Kang lost his footing and fell off the ladder. He felt a lot of pain, but thought that a little ice would fix him up. The next day, he was in worse shape and visited an urgent care facility where it was determined that he had fractured his arm and dislocated his elbow. He then needed some physical therapy to get back to full strength. His Accident Insurance benefits helped protect his savings from the out-of-pocket costs he incurred.
Kang's insurance paid benefits for:
- Urgent care
- Dislocated elbow
- Arm fracture
- Physician follow-up
- Physical therapy (two sessions)
Example is for illustrative purposes. Eligibility for benefits and amounts shown in this example may vary from any policy your employer may offer and may vary based upon your individual circumstances, policy definitions, waiting periods, exclusions and limitations.