Is Your Paycheck Protected in Case You Get Sick or Injured?

Get the Facts About Income Protection and Disability

Have you thought about how you'll pay your bills if you're injured or ill and can't work? Income protection is a good way to protect what matters to you.



What's at stake? 

Check out the statistics below. You might be surprised to see the leading causes of disability — and who's at risk.


25 percent of today's 20-year-olds will become disabled during their careers.

Source: U.S. Social Security Administration Basic Facts, 2019

Period of Disability

Many Americans are financially unprepared for a period of disability.


of adult Americans have no savings set aside for emergencies.


Source: U.S. Federal Reserve Board, Report on the Economic Well-Being of U.S. Households in 2018, May 2019


1 in 5 caregivers experience financial stress.1

Individual Disability Insurance from The Standard offers the Family Care Benefit.2 This unique benefit can help pay the bills while you take time for a seriously ill or injured family member.

Meet some people who speak from the heart about why they value a caregiver benefit.


Disability insurance helps you pay for things medical insurance doesn't cover.






College loans

College loans

Child care

Child care


Income Protection at Work

Watch these two short videos to see how disability insurance from work can help replace some of your income during covered disabilities.

Short Term Disability insurance helps you pay the bills.


Long Term Disability insurance helps protect your future.


Take charge of protecting your income

Estimate how much coverage you might need. Then explore insurance options available through work or individually.

Estimate your disability insurance needs

How Much Disability Insurance Do I Need?

How much income would your family need to replace if you could no longer work because of a disability?

Income protection at work

Income Protection at Work

Check out all the benefits disability insurance offers. It can even help you get back to work.

Individual disability insurance

Individual Disability Insurance

Paying the bills if you’re disabled and can’t work isn’t something most of us think about. But you can buy your own income protection insurance and protect what matters to you.