Planning Tools

Find money to save.
Creating a budget can be an important tool to help you save. Get started now and learn how to create a budget.
Saving for tomorrow
Do you know how much you'll need in retirement? Social Security will probably replace only 40 percent of your pre-retirement income. Saving for Tomorrow offers savings mileposts and offers a helpful worksheet to help you figure out how much you should save.
Congratulations! You’ve almost reached your retirement destination. What will it take to move smoothly from your working life to retirement? In some cases the answer may well be a simple but strategic change of focus to help ensure that your savings last through retirement.
First step
Even if you start by contributing just 1 percent of your paycheck, you'll start moving close toward your retirement goal.
Young couple planning finances
How much will you need in retirement? When you retire, you should generally plan on replacing about 80 percent or more of your pre-retirement income. Are you on track?