Employee-Paid LTD Premium Calculator

Predisability earnings include your monthly gross rate of pay received from your employer. Predisability earnings do not include overtime, shift differential pay, standby pay, or other extra compensation. For more information about predisability earnings, please review your LTD Plan Booklet.
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For answers to commonly asked questions, exclusions, limitations and reductions, please review your LTD Plan Booklet for more detailed information.

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