Platinum Advantage Issue & Participation Limits Increase
We’re increasing Platinum Advantage fully underwritten issue and participation limits for your top clients, effective today.
Physician applicants age 18-55 in occupation classes 5P, 4P, 4S and 3P can now apply for monthly benefits as high as $30,000. And 5A and 4A applicants age 18-64 can apply for up to $35,000 in monthly coverage. Both applicants applying for new policies and policyowners applying for coverage increases are eligible for the new issue and participation limits.
Updated Platinum Advantage Issue & Participation Limits
| Occupation Classes | Issue Age | Monthly Coverage | ||
| Maximum Issue From The Standard | Maximum Participation | |||
| With Other Carriers' IDI Coverage | With Group LTD From Other Carriers and/or The Standard1 | |||
| 5A, 4A | 18-64 | $35,000 | $35,000 | $35,000 |
| 3A | $15,000 | $25,000 | $25,000 | |
| 2A | $10,000 | $10,000 | $15,000 | |
| 5P, 4P, 4S, 3P | 18-55 | $30,000 | $30,000 | $35,000 |
| 56-64 | $15,000 | $25,000 | $30,000 | |
| 3D, 2P | 18-55 | $20,000 | $30,000 | $35,000 |
| 56-64 | $15,000 | $25,000 | $30,000 | |
| A, B | 18-64 | $8,000 | $8,000 | $10,000 |
Check out the The Standard's IDI Product Guide for more details. It also includes updated maximum benefit amounts in relation to income. Please contact your General Agent if you have questions.
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