Simplified Underwriting Limits Increases for Most Applicants

Effective today, more of your clients will be eligible for Simplified Underwriting. Non-business owners age 18-50 will be eligible to apply for up to $10,000 in monthly Platinum Advantage coverage using Simplified Underwriting.1

ProductEmployee TypeIssue AgeMaximum Issue From The Standard1Maximum Participation With Other Carriers
Platinum AdvantageBusiness Owners18-50$6,000$10,000
Non-Owner Employees18-50
(excluding CA)		$10,000$10,000
18-50 (CA only)$6,000$10,000
Business Overhead Protector®Business Owners18-50$10,000$10,000

Why use Simplified Underwriting? It removes the requirement of lab tests and income documentation1, which streamlines the underwriting process and often results in quicker policy placement.

Physicians completing residency or fellowship programs may continue to apply for up to full issue and participation limits under Simplified Underwriting as long as they submit proof of income.

See the Simplified Underwriting flyer for more information.

For Producers Only

More About Underwriting
For access to underwriting and policy writing guidance any time, visit the Underwriting Toolkit. You'll find resources on coverage and riders, simplified underwriting and more.
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