Protecting What Matters To You
Individual Disability
Have you thought about how you’d pay your bills if you were injured or sick and couldn't work?
Explore individual disability income protection insurance as a way to protect what matters to you.
Income Protection
Platinum Advantage
Protect your income and lifestyle by tailoring your coverage to meet your unique needs.
Available in all states except WY.
Employer-Sponsored Income Protection
Guaranteed Standard Issue
Consider yourself fortunate if your employer offers income protection insurance at discounted rates and with no medical underwriting.
Business Protection
Business Overhead Protection
Keep your business going by covering your business overhead expenses if you are sick or injured and can't work.
Business Equity Protection
Provide funding to your business partners for the purchase of your ownership interest in the event you become totally disabled.
Available in all states except MA, NY and WY.
Family Care Benefit
How does our Family Care Benefit help families cope in tough times? This exclusive feature provides a benefit to replace lost income if you take time away from work to take care of a seriously ill or injured family member.
Watch the video and hear people speak from the heart about the need for this benefit. We include it in Platinum Advantage income protection policies in almost every state.*
*The Family Care Benefit is not available in California, Connecticut or New York. Additionally, employers may choose to remove the Family Care Benefit from a Guaranteed Standard Issue plan.
How Much Protection Do You Need?
Our calculator makes it easy to figure out whether you're well-covered or you have a gap in coverage. Enter your expense and income information, and we'll do the math.
Ready to Start Protecting Your Income?
Talk to your insurance representative about the right income protection options for you.
