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Attorneys Join Platinum Advantage Preferred Occupations

Effective Sept. 7, 2022, the Preferred Occupation Discount is available for attorneys on fully underwritten Platinum Advantage individual disability insurance policies. This also includes judges with law degrees.

The 5A occupations eligible for the Preferred Occupation Discount now include:

  • Actuaries (Fellow or MAAA)
  • Attorneys (including judges with a law degree)
  • CPAs
  • Data Scientists (advanced data analytics) with master's degree or Ph.D.
  • Engineers with professional engineering license or degree (e.g., civil, mechanical, etc.)
  • Executives earning at least $75,000 per year in each of the last 2 years, 3 years in same occupation
  • Other office workers with managerial duties and no manual duties, earning at least $75,000 per year each of the last 2 years, 3 years in the same occupation
    • The following occupations are excluded: sales, computer science/IT, consultants, insurance producers, financial advisors and financial planners
  • Ph.D. economists
  • Ph.D. scientists (minimum of Ph.D., office and laboratory duties only)

Online Tools Reflect Change

We have updated The Standard’s eApp, the IDI Product Guide and related marketing materials to reflect this change.

The Standard’s Illustration Software will be updated on Sept. 14. If you’d like to quote a Preferred Occupation Discount for an attorney prospect before Sept. 14, please choose “Accountant – CPA” for the prospect’s occupation to enable the discount.

We’ll also announce attorney eligibility for the Preferred Occupation Discount to high-volume producers in the Sept. 14 IDI Connect newsletter.

Your sales consultant can assist if you have questions. 

See transition rules.

For Producers Only

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More About Updates

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We're adjusting our Platinum Advantage rates and extending discounts to more states. These adjusted rates and discounts for The Standard’s fully underwritten Platinum Advantage product are now available in all states except South Carolina.
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