Use Simplified Underwriting To Maximize Coverage for Residents
Your physician clients (age 18 – 50) who are within six months of completing their residencies or fellowships can apply for up to $30,000 of Platinum Advantage IDI using Simplified Underwriting.
When applying, they need to provide a fully executed employment contract that will begin within six months. With Simplified Underwriting, there is no required lab work or medical exam. This streamlines policy underwriting, often resulting in a quicker policy decision.
This option gives your client an earlier timeline to apply for IDI coverage.
For more details, check out the Simplified Underwriting flyer or IDI Product Guide.
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