Now's a Good Time to Review the Top 10 Reasons to Buy a Fixed Annuity
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For anyone who wants to build and protect their assets, annuities are a great option. Here are 10 reasons why:
- Multiple Guarantees
- Principal and interest rate guarantees
- Income guaranteed for as long as your client chooses — for a certain period or for life
- Control
- Ability to choose a predictable income stream
- Payments guaranteed to continue for as long as your client lives
- Safety
- Helps to ensure the surviving spouse has a continuing income
- Funds can be accessed with no surrender charges in the event of a terminal illness or upon entering a nursing home*
- Tax deferral
- Earnings won’t be taxed until your client makes withdrawals or starts taking regular distributions
- Benefit from triple-compounding: earn interest on principal, interest on interest, and interest on what would have been paid to taxes
- Flexibility
- Multi-year rate guarantee products
- Variety of contribution and payout options
- Estate planning
- Proceeds are paid directly to the named beneficiary
- May avoid the delay and expense of probate
- Diversification
- Deferred index annuities can tie credited interest to an index, without downside risk
- Supplement retirement income
- Accumulation
- Long-term savings plan for future income stream
- Principal protection: Deferred index annuities never lose value in a “bad” year, while capturing some growth in a “good” year
- Access
- Flexible access to funds with a variety of surrender-charge free withdrawal option
- No sales charges
- 100% of premium can earn interest
Use This Sales Idea
Download this flyer to share the top ten reasons with your clients.
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