Share the Top 10 Reasons to Buy Fixed Annuities

June 3, 2019

For anyone who wants to build and protect their assets, annuities are a great option. Here are 10 great reasons to buy a fixed annuity:

1) Multiple Guarantees

  • Principal and Interest rate guarantees
  • Income guaranteed for as long as your client chooses — a certain period or for life

2) Safety

  • Helps to ensure the surviving spouse has a continuing income
  • Can provide money in case of a catastrophic illness or if your client (or spouse) needs to enter a nursing home1

3) Access

  • Flexible access to funds with a variety of surrender-free withdrawal options

4) No Sales Charges

  • 100% of premium can earn interest

5) Tax Deferral

  • Earnings will not be taxed until your client makes withdrawals or starts taking regular distributions
  • Benefit from triple-compounding: earn interest on principal, interest on interest, and interest on what would have paid to taxes

6) Control

  • Ability to choose a predictable income stream
  • Lifetime income options: payments guaranteed to continue for as long as your client lives

7) Flexibility

  • Multi-year rate guarantee products
  • Variety of contribution and payout options

8) Accumulation

  • Long-term savings plan for future income stream
  • Principal protection: Deferred index annuities never lose value in a “bad” year, while capturing some growth in a “good” year

9) Diversification

  • Deferred index annuities are able to have credited interest tied to an index, without downside risk
  • Supplement retirement income

10) Estate Planning

  • Proceeds are paid directly to the named beneficiary
  • May avoid the delay and expense of probate

Sales and Marketing Toolkit

Download these flyers and customize on your own desktop.

Sales Concept Flyer

Top Ten Reasons to Buy a Fixed Annuity

Top Ten Reasons to Buy a Fixed Annuity (Fillable PDF)

Companion Flyer

16483.jpg

What Is the Cost of Waiting? (Fillable PDF)

More About Sales Insights & Tools
Maximize your earnings with our Internal Transfer Program, offering full commissions on most internal annuity transfers for clients aged 85 and younger. Use our annuity portal to review policies, avoid transfer hassles and earn full first-year commissions while increasing client satisfaction.
The 50/30/20 allocation model using fixed index annuities offers a strategic alternative to the traditional 60/40 portfolio. Find out how FIAs can become a valuable addition to a balanced investment strategy.
Paul Garofoli shares a strategy for clients to leave a legacy without underwriting, using the Legacy Max Enhanced Death Benefit Rider. This approach helps clients convert “live on” assets into “leave on” legacies, ensuring their financial plans benefit future generations.
Concerned about potential declines in long-term yields and participation rates for fixed indexed annuities? Take advantage of the current higher rates offered by the Enhanced Choice Index Plus Series to save your clients thousands before rates drop.
Now might be a great time to consider a fixed index annuity before interest rates drop. The Index Select Annuity 7 offers a 65% participation rate in the S&P 500® Index gains without any downside risk, plus a 5.00% fixed interest crediting option.
Join us in celebrating the one-year anniversary of the Enhanced Choice Index Plus! Its many options make it a powerful tool to protect and grow clients’ assets.
Knock your next sales meeting out of the park using “Score Big With Legacy Max.” Find out more about what it is, how to use it and where to find it.
As the world becomes more interconnected, so does the need for coverage. Find out how you can offer annuities to foreign nationals working for a company in the United States.